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Is Foundation Repair Covered by Insurance?
Most insurance companies do not cover foundation repair issues. With that being said, you will want to speak to a representative from your insurance company to validate this. In 60+ years of repairing slab foundations there have been a handful of times that foundation repair was covered by a homeowners policy. If you do find a company that will cover your home foundation in their insurance policy, get all of the terms of the contract upfront before making any type of decision. You need to know exactly what is covered and what is not covered.
What Might Be Covered?
There are several things that may be covered in regards to your foundation repair by your insurance company. The first is plumbing issues. If your home shifts and a line cracks because of this, sometimes your homeowners insurance will cover the costs of repair because of the flooding that may occur in your home if you have that type of covered. Also, in some instances “acts of god” are covered under a home owners insurance policy. This means that if the soil around your home suddenly collapses due to severe rain for days on end, you may be covered under your homeowner insurance. Both of these scenarios are only examples and as stated previously, you want to check with your carrier prior to securing a policy so you can fully understand that is covered.
The Time is Now!
One of the best things you can do as a homeowner is stay knowledgeable about the causes of foundation problems so you can prevent issues down the line. Keep your largest investment protected and do your homework on slab foundations in and around Houston. If you are starting to see minor cracking and shifting you need to call a foundation repair contractor today. The longer you wait the worse it might be. Put a stop to your shifting home today and call AAA Foundation Service to schedule your free on-site foundation evaluation. 713-467-8981
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